These days, more and more people are needing to file Chapter 7 Bankruptcy. Chapter 7's main purpose is to help consumers eliminate overwhelming personal debt such as credit card, medical bills, mortgages, and other debts from foreclosure, loss of a job, and other hardships. We help you get the bankruptcy relief from a chapter 7 bankruptcy petition filing to eliminate debt and give you a fresh start in life. Clients are usually able to keep their home, car, and any retirement or pensions they have. Most people that fall under this category are individuals suffering from debt incurred due to the current mortgage crisis or unemployment. This form of bankruptcy will help consumers start over and gain financial freedom. A person must meet certain income requirements and if they have substantial assets such that we cannot protect all of them, then they may need to file a Chapter 13 repayment plan. We will determine which chapter is right for you depending on your situation and goals in filing bankruptcy.
Chapter 7 Bankruptcy Pricing
A Chapter 7 bankruptcy filing starts as low as $600 for an individual filing a simple Chapter 7 Bankruptcy. Conditions and terms apply for this low price. Special issues such as owning cabins, rental homes, rush filings, and being self-employed will increase fees. If you have multiple complicating factors the fee may be higher than this but we are competitively-priced with other attorneys. Most of our clients pay a legal fee between $1,000 to $1,500 depending on their situation. If you are married there is an additional fee whether you are filing jointly or not, because we have to include both spouses' income and consider assets and debts accordingly. All filings require an additional $335 filing fee paid to the bankruptcy court.
Ronan R. Blaschko, Bankruptcy Attorney primarily serves the Dakota County, Ramsey County, Hennepin County, Washington County and Scott County areas in Minnesota, including cities Saint Paul, West St. Paul, Inver Grove Heights, Eagan, Apple Valley, Burnsville, Cottage Grove, Mendota Heights, Minnetonka, Richfield, Edina, Eden Prairie, Bloomington, Golden Valley, New Hope, Plymouth, Maplewood, Oakdale, Stillwater, Lake Elmo, Roseville, Little Canada, Minneapolis, Woodbury and Afton in in Minnesota.